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Motor Vehicle Compensation Motor vehicles include trucks, cars motorbikes, buses, and even airplanes. Motor vehicles comprise cars, trucks, buses, motorbikes, and even planes. Two studies found that interacting and seeking compensation for a motor vehicle crash while dealing with insurance companies was associated with an increase in anxiety. More research is needed to understand why this happens. Damages The value of a motor vehicle crash claim is determined by the specific costs and the damage you've suffered. An attorney for personal injury can help you determine the fair compensation in your particular circumstances. Damages are usually classified as “special” and “general.” Special damages are expenses that can be calculated, such as car repair or medical bills. General damages are more difficult to calculate and are based on non-economic factors like suffering and pain. If your injuries are serious enough to be considered by New York law as a serious injury, you may be entitled to additional compensation above and over what an insurance company will provide. If you suffer from a permanent disability which significantly impacts your life quality it is possible that you are entitled to compensation for loss of consortium as well as other non-economic damages. You might be able to claim reimbursement for the costs of public transportation, taxis or ridesharing services in the event that you were unable to drive following your accident. You can also recuperate the cost of maintaining your yard and home while unable to perform these tasks due to the injuries you sustained. You could be eligible to recuperate the loss through resales of your damaged vehicle. In certain situations the defendant may be ordered to pay punitive damages if it is proven that they were the ones who caused the accident. These damages are intended to punish the offender for reckless or extreme negligence. Medical bills Medical bills can be expensive for victims of motor car accidents. Some car insurance policies offer medical payment coverage (also called med pay) that can help cover the expenses. In many cases this coverage is offered regardless of who is at fault for the crash. It is important to keep in mind that medical coverage isn't meant to be a replacement for health insurance. A victim should always submit an initial claim to their own insurance company prior to filing a claim against the driver who was at fault. It is also possible to receive compensation for expenses, such as transportation costs to and from medical appointments. However, a victim must be vigilant about keeping track of and storing receipts for mileage expenses to ensure they receive a an equitable amount of compensation. The No-Fault insurance is able to pay victims for lost earnings, if they are unable work because of injuries. The maximum amount that may be collected is $2,000 a month for a maximum period of three years. The No-Fault company could also be required to offset this amount with any Disability, Workers' Compensation or Social Security benefits the injured party receives. Despite the financial assistance that is available, it could take months, and sometimes years for a favorable settlement to be reached. In the meantime medical debt collectors might call, and unpaid bills can cause significant damage to your credit rating. To avoid this, people should establish a relationship as a client attorney with a law firm that handles auto accident cases. Lost wages A car accident could leave you in a state of financial stress. Medical bills as well as credit card debt and loan installments may build up when you're incapable of working. Losing income can also cause stress in your family. A qualified car accident attorney can help you recover lost earnings as part of your compensation. motor vehicle accident law firm richardson 'll need to provide documents to prove that you lost wages. This will include evidence of your salary, hourly wage, as well as the number of days you missed because of injuries. This could include letters from your employer Pay stubs and pay stubs or bank statements, tax returns and many more. If you are self-employed, or you earn commissions the proof of your income may be more difficult. However, your knowledgeable car accident lawyer will help you gather the evidence to support your claim. You can only recover lost wages as a part of your car accident claim. You cannot claim your lost wages through disability or worker's compensation insurance since this would be a double recovery. The no-fault insurance company will send you to a doctor they have hired to evaluate you and determine whether, in their opinion, your injuries hinder you from working. This is known as an independent medical examination (IME) and it is crucial to note that the physician who performs your IME will be biased towards the insurance company. Suffering and pain As opposed to medical bills or lost wages, it is difficult to quantify the suffering and pain caused by a motor vehicle crash. It can be even more painful than physical injuries, since the trauma of a collision can result in emotional problems like PTSD. For example people suffering from PTSD may experience insomnia and anxiety, which could prevent them from getting restful sleep or incapable of driving due to fear of a collision or getting hit again. An attorney can help you calculate the total value of your non-economic damages and work with a jury determine the amount to be awarded for your suffering and pain. The severity of your injuries and their impact on your daily activities can have a big impact on the amount therefore it might be important to keep a journal to document how the injury affects you or having friends or family members give written explanations of your condition. Certain states have a limit on the amount given for pain and suffering. New York does not have an amount cap, but victims are only able to make a claim and seek damages for serious injuries. It is essential to speak with a Manhattan lawyer for car accidents to learn the exact cost of your injuries and how to prove that you deserve an adequate amount of compensation for your economic and non-economic loss.